G.R. No. 78860, 28 May 1990, 203 SCRA 487 FACTS: Cayas was the registered owner of a Mazda bus which was insured with petitioner PERLA COMPANIA DE SEGUROS, INC (PCSI). The bus figured in an accident in Cavite, injuring several of its passengers. One of them, Perea, sued Cayas for damages in the CFI, while [...]

G.R. 98414, 8 Feb 1993, 218 SCRA 525 FACTS: One Jose del Rosario was injured while boarding a bus owned by DMTC in the Manila International Airport. He was hospitalized for forty days. He filed suit against the bus company and the court granted him of over 100,000 pesos in damages. The appellate court reduced [...]

G.R. No. L-49699, 8 August 1988, 164 SCRA 144 FACTS: There was a collision between the IH Scout (in which private respondents were riding) and a Superlines bus. Private respondents sustained injuries. A complaint for damages was filed against Superlines, the bus driver and petitioner insurance company, the insurer of the bus. The vehicle in [...]

G.R.No. 136914, 25 January 2002, 308 SCRA 559 FACTS: 1. Respondent, Llanga Bay and Community Multi-Purpose Cooperative, and petitioner entered into a contract of fire insurance to protect respondent’s stocks-in-trade against fire loss, damage or liability for P200,000.00; 2. The respondent’s building was gutted in a fire resulting in the total loss of the respondent’s [...]

2001, 361 SCRA 514 FACTS: Private respondent obtained a fire insurance policy from petitioner under the name Summa Insurance Corp.) covering certain properties. Under the policy issued to private respondent, petitioner undertook to indemnify private respondent for any damage to or loss of said properties arising from fire. Sometime in 1982 private respondent filed with [...]

G.R. No. 76101-02, 30 September 1991, 202 SCRA 119 FACTS: Petitioner shipped bags of imported fishmeals and insured the same with respondent insurance company Eastern Assurance & Surety Corp ( EASCO). During transit, the bags were found out to be damaged thus rendering the fishmeals useless. Petitioner filed a claim before the EASCO which denied [...]

G.R. No. 107062, 21 February 1994, 230 SCRA 164 FACTS: Gregroco, Inc. filed a collection suit against the petitioner, Interworld Assurance Corporation ( now Philippine Pryce Assurance Corporation. The complaint alleged that Phil. Pryce issued two surety bonds in behalf of its principal Sagum General Merchandise for P 500,000 and P 1,000,000, respectively. Phil. Pryce [...]

G.R. No. L-109937, 21 March 1994, 231 SCRA 370 FACTS: Juan B. Dans, together with his wife Candida, his son and daughter-in-law, applied for a loan of P500,000.00 with the Development Bank of the Philippines (DBP), Basilan Branch. As the principal mortgagor, Dans, then 76 years of age, was advised by DBP to obtain a [...]

G.R. No. L-2910, 29 June 1951, 89 Phil. 351 FACTS: Manufacturer Life Insurance Company was engaged in such business in the Philippines for more than five years before and including the year 1941. But due to war it closed the branch office at Manila during 1942 up to 1945. Plaintiff issued a number of life [...]

G.R. No. L-44059, 28 October 1977, 80 SCRA 181 FACTS: Cristor Ebrado was issued by The Life Assurance Co., Ltd., a policy for P5,882.00 with a rider for Accidental Death. He designated Carponia T. Ebrado as the revocable beneficiary in his policy. He referred to her as his wife. Cristor was killed when he was [...]