G.R. No. 156167, 16 May 2005, 458 SCRA 550 FACTS: Gulf Resorts, Inc at Agoo, La Union was insured with American Home Assurance Company which includes loss or damage to shock to any of the property insured by this Policy occasioned by or through or in consequence of earthquake. On July 16, 1990, an earthquake [...]

G.R. No. 125678, 18 March 2002, 379 SCRA 356 FACTS: In 1988, Ernani Trinos applied for a health care insurance under the Philamcare Health Systems, Inc. He was asked if he was ever treated for high blood, heart trouble, diabetes, cancer, liver disease, asthma, or peptic ulcer; he answered no. His application was approved and [...]

G.R. No. L-109937, 21 March 1994, 231 SCRA 370 FACTS: Juan B. Dans, together with his family applied for a loan of P500,000 with DBP. As principal mortgagor, Dans, then 76 years of age was advised by DBP to obtain a mortgage redemption insurance (MRI) with DBP MRI pool. A loan in the reduced amount [...]

G.R. No. 113899, 13 October 1999, 89 SCRA 543 FACTS: A contract of group life insurance was executed between petitioner Great Pacific Life Assurance Corporation (Grepalife) and Development Bank of the Philippines (DBP). Grepalife agreed to insure the lives of eligible housing loan mortgagors of DBP. Dr. Wilfredo Leuterio, a physician and a housing debtor [...]

G.R. No. L-15895, 29 November 1920, 41 Phil. 269 FACTS: On Sept. 24 1917, Herrer made an application to SunLife through its office in Manila for life annuity. Two (2) days later, he paid the sum of 6T to the company’s manager in its Manila office and was given a receipt. On Nov. 26, 1917, [...]

G.R. No. 163255, 22 June 2007 FACTS: In June 1987 respondent Manuel M. Serrano bought from petitioner Insular Life Assurance Company, Limited, a life insurance policy called "Diamond Jubilee, Participating" on his understanding that he shall be paying premiums for seven (7) years only. Dividend accumulations and earned interests were to be applied to subsequent [...]

G.R. No. 156956, 9 October 2006, 504 SCRA 53 FACTS: On January 15, 2002, the RTC rendered a Decision finding the defendants (Vilfran Liner, Inc., Hilaria Villegas and Maura Villegas) jointly and severally liable to pay Del Monte Motors, Inc., P11,835,375.50 representing the balance of Vilfran Liners service contracts with respondent. The trial court further [...]

G.R. No. 119176, 19 March 2002, 379 SCRA 423 FACTS: Private respondent Lincoln Philippine Life Insurance Co., Inc., (now Jardine-CMA Life Insurance Company, Inc.) is a domestic corporation registered with the Securities and Exchange Commission and engaged in life insurance business. In the years prior to 1984, private respondent issued a special kind of life [...]

FACTS: White Gold, petitioner, procured a protection and indemnity for its vessel from the Steamship Mutual Underwriting Association through Pioneer Insurance and Security Corporation. Subsequently, White Gold was issued a Certificate of Entry and Acceptance. When petitioner failed to fully pay its account, Steamship Mutual refused to renew the coverage. Steamship thereafter filed a case [...]

G.R. No. L-8151, 16 December 1955, 98 Phil. 79 FACTS: This suit involves the collection of P2,000 representing the value of a supplemental policy covering accidental death which was secured by one Melencio Basilio from the Philippine American Life Insurance Company. Melencio Basilio was a watchman of the Manila Auto Supply located at the corner [...]