GR. No. 78848, 14 November 1988, 167 SCRA 368 FACTS: Petitioner Sherman Shafer obtained a private car policy over his Ford Laser car from Makati Insurance Company, Inc., for third party liability (TPL). During the effectivity of the policy, an information for reckless imprudence resulting in damage to property and serious physical injuries was filed [...]

G.R. No. L-51221, 31 July 1991, 199 SCRA 796 FACTS: Silverio Blanco was the owner of a passenger jeepney which he insured against liabilities for death and injuries to third persons with First Integrated Bonding and Insurance Company, Inc. for P30,000. The said jeepney driven by Blanco himself bumped a five-year old child, Deogracias Advincula, [...]

G.R. No. L-20853, 29 May 1967, 20 SCRA 261 FACTS: Enrique Mora mortgaged his Oldsmobile sedan car to HS Reyes Inc. with the condition that Mora would insure the car with HS Reyes as beneficiary. The car was then insured with State Insurance Company and the policy delivered to Mora. During the effectivity of the [...]

G.R. No. 151890, 20 June 2006, 491 SCRA 411 FACTS: Trans Asia is the owner of the vessel M/V Asia Korea. Prudential Guarantee and Assurance Inc. insured said vessel for loss/damage of the hull and machinery arising from perils of fire and explosion beginning from the period of July 1, 1993 until July 1, 1994. [...]

G.R. No. 92492, 17 June 1993, 223 SCRA 443 FACTS: Canilang was found to have suffered from sinus tachycardia and bronchitis after a check-up from his doctor. The next day, he applied for a "non-medical" insurance policy with respondent Grepalife naming his wife, Thelma Canilang, as his beneficiary with the face value of Php19,700. He [...]

G.R. No. 105135, 22 June 1995, 245 SCRA 268 FACTS: Robert John Bacani procured a life insurance contract for himself from petitioner-company, designating his mother Bernarda Bacani, herein private respondent, as the beneficiary. He was issued a policy valued at P100,000.00 with double indemnity in case of accidental death. Sometime after, the insured died in [...]

G.R. No. L-47593, 29 December 1943, 74 Phil. 468 FACTS: Evaristo Feliciano filed an application for insurance with the Insular Life upon the solicitation in one of its agent. He was issued two insurance policies with an aggregate amount of Php25,000. In September 1935, he died. His heirs (Serafin Feliciano et al) filed an insurance [...]

G.R. NO. 147039, 27 January 2006, 480 SCRA 314 FACTS: In the evening of July 27, 1988, the radio station of Radio Mindanao Network located at the SSS Building in Bacolod City was burned down causing damage in the amount of over one million pesos. Respondent sought to recover under two insurance policies but the [...]

G.R. No. 166245, 9 April 2008 FACTS: Respondent Philamlife entered into an agreement denominated as Creditor Group Life Policy with petitioner Eternal Gardens Memorial Park Corporation (Eternal). Under the policy, the clients of Eternal who purchased burial lots from it on installment basis would be insured by Philamlife. The amount of insurance coverage depended upon [...]

G.R. NO. 147839, 8 JUNE 2006, 490 SCRA 289 FACTS: Intercapitol Marketing Corporation (IMC) is the maker of Wrangler Blue Jeans while Levi Strauss (Phils.) Inc. (LSPI) is the local distributor of products bearing trademarks owned by Levi Strauss & Co. IMC and LSPI separately obtained from Insurance Company of North America fire insurance policies [...]